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MRI pricing & insurance

One flat price, whether you're paying yourself or working with insurance.

$490 flat rate

$490all-inclusive for the patient
  • The MRI scan
  • Interpretation by a board-certified radiologist (Premier Radiology Services)
  • Report delivered to your provider

No add-on fees. No surprise bill. Self-pay and out-of-network friendly.

Payment is due at the time of your scan. $490 covers everything — the scan, the radiologist's interpretation, and the report to your provider.

We accept card, HSA, FSA, and cash.

Who self-pay is right for

Self-pay works well if you're uninsured, your plan doesn't cover imaging at Clarus, or you'd simply rather know your total cost upfront. With a high deductible, $490 self-pay is often less than your in-network cost — and you can pay with your HSA or FSA. Call and we can talk through your specific situation.

Accepted insurance

  • Medicare
  • Railroad Medicare
  • Anthem Blue Cross Blue Shield
  • Aetna
  • Meritain Health

We're actively adding more insurance plans — call to check yours.

Self-pay is always available at $490 flat, regardless of your coverage.

Out-of-network claims

Clarus Imaging accepts self-pay patients and can help you pursue out-of-network reimbursement if your plan covers out-of-network services. Out-of-network providers generally can't submit claims on your behalf — you'll submit the claim yourself, using the information below.

Before your scan

Check your out-of-network benefits with your insurer, including:

  • Your out-of-network benefits, if any
  • Your out-of-network deductible, and whether you've met it
  • The allowed amount for the service — ask your referring provider for the CPT code(s) to give your insurer
  • Your out-of-network co-insurance (usually a percentage of the allowed amount)

After your scan

  1. Ask us for a superbill — a document detailing the service, with the diagnosis and procedure codes your insurer needs to reimburse you.
  2. Submit an out-of-network claim to your insurer, following their specific submission instructions.

Insurance plans that cover out-of-network services typically reimburse 50–80% of the cost, once you've met your deductible. Your insurer's Member Services line can confirm your plan's specifics.

Ready to schedule your MRI?

Call with your order — we usually schedule within the hour.

Call (812) 551-1994Request an appointment